PRODUCTS AND SERVICES

HEAVY COMMERCIAL VEHICLE AND TRANSPORTERS

We understand the meaning of Transport and transit insurance. We have an innovative product that caters for small to medium commercial business.

  • Conventional Motor Insurance (Specified or fleet)
  • Conventional Motor Insurance on a deposit premium (Fleet only)
  • Conventional Motor Insurance with a low claim bonus option (Profit share)
  • Aggregate excess (Self insured retention levels)
  • Non Transport business (Specified or fleet)
  • Goods in Transit (Own goods or conveyed for others)
  • Business All Risks

As premium levels continue to rise, most insurance companies are now demanding more protection and risk management planning and our expertise will help you reduce your insurance costs and prevent potential business damaging issues - thus improving your profitability.

VALUE ADDED PRODUCTS

  • Basic Excess
  • Total Loss
  • Third Party Buydown
  • Downtime
  • Shortfall
  • Deposit Plus
  • Towing Fee Protector
  • Goods Plus
  • Pollution Plus
  • Tyre Plus

COMMERCIAL INSURANCE

We have an innovative product that caters for small to medium Commercial Business, including Motor Traders.

We provide a full range of cover across all classes of business insurance available under our policy, for medium to large size companies, ranging from multi-partner consultancies to manufacturing and retail companies.

As premium levels continue to rise, most insurance companies are now demanding more protection and risk management planning and our expertise will help you reduce your insurance costs and prevent potential business damaging issues - thus improving your profitability.

PERSONAL INSURANCE

Omnicover personal insurance enables you to cover your household goods, your private dwelling house, personal all risks ,motor vehicles, leisure craft and personal liability cover, all under one policy.
We have some additional benefits that you may also find attractive that include:

  • Covering your personal documents and keys
  • Covering the contents of your refrigerators and freezers
  • Cover for your garden equipment
  • Cover against theft of laundry from the wash line
  • Cover for television sets and glass
  • We cover loss of rent
  • We can provide security guards to protect your property after a loss

We also include as a value added service, Roadside Assist and Home Assist.